Food & beverage
The season will not wait for the collection cycle
Ramadan, the holidays, a new branch opening. Demand rises before the last season's money has landed, and short-life stock does not tolerate delay.
Do you recognise this?
- The season is days away and the stock has to be bought now
- The restaurant chain pays in sixty days; the farm wants cash
- Your customer's new branch means an order larger than your cash can carry
- Short-life product, so a delay is a direct loss
- Chilled freight is paid up front
Why this sector uses supply chain finance
Sharp seasonality
Peak requires stock weeks before the sales, and the gap repeats on the same dates every year.
Organised buyers
Restaurant chains and food retail run disciplined payment cycles, which makes the invoice assessable.
Price-sensitive margins
Buying from your supplier for cash usually earns a discount, and that discount can cover a meaningful part of the financing cost.
Financing sized to the season
Use it at peak and leave it alone in the quiet months, because cost follows usage rather than the existence of a limit.
The steps
Three steps, invoice to cash
Submit the season's invoices
Cleared e-invoices issued to corporate customers, with a valid CR and activity licence.
See the cost before you confirm
The advance, the fee and the tenor are all shown in full before you agree.
Buy the stock in time
Cash lands on your company's IBAN, and settlement happens when your customer pays on its usual date.
Founders want speed. Finance wants control
Fkah is being designed to give both, without one paying for the other.
For the founder
Prepare for the season instead of chasing it, and take the opening order whole instead of splitting it.
- Negotiate a better purchase price for paying quickly
- Enter a new retail chain at a size that convinces it
For finance
A financing cost known before the purchase lets you compare it against the cash discount and decide on numbers.
- Cost tied to the season rather than the whole year
- A cash forecast that covers both peak and quiet
The details
The details, without the gloss
How the cost is worked out
Priced per invoice, with no sign-up fee and no monthly fee, and nothing to pay unless you use it. Four things move the price: your customer's strength, the payment term, the invoice size, and your history with us. The full cost is shown before you confirm.
Read how supply chain finance is pricedWhat we are designing to fund
- Approved invoices on restaurant chains and food retail
- Seasonal orders for repeat customers
- Supply to hospitality and catering companies
Who this page is for
- A company with a Saudi CR and valid food-activity licences
- At least [TODO] months of continuous trading
- Invoices on corporate customers, not financed elsewhere
Waitlist
Register your interest now
Registering commits you to nothing and creates no financing relationship. We reply as soon as real onboarding opens.