Government suppliers
A government purchase order, and a long payment run
Supplying government entities gives you a buyer of the highest credit quality. The trade is an approval and disbursement cycle that needs more cash endurance than most companies hold.
Do you recognise this?
- The purchase order is issued and delivery means buying goods today
- The invoice is filed, and waits for certification, then a payment order, then disbursement
- Bid and performance bonds freeze part of your cash
- You win a tender larger than you can finance
- Your overseas supplier wants a letter of credit before shipping
Why this sector uses supply chain finance
A buyer of the highest credit quality
Non-payment by a government entity is very unlikely. This is a question of timing, not of capacity.
A known disbursement cycle
Certification and disbursement steps are documented and similar across entities, which makes the timing modellable.
Orderly documentation
The purchase order, the receipt note and the cleared e-invoice are standard documents that make verification straightforward.
Opportunities larger than your capital
Government tenders often exceed a company's working capital. That is a timing gap, not a gap in merit.
The steps
Three steps, invoice to cash
Submit the order and the invoice
The entity's purchase order, the receipt note, and the ZATCA-cleared e-invoice.
See the cost before you confirm
The advance, the fee and the tenor are all shown in full before you agree.
Settlement on disbursement
You receive cash on your company's IBAN, and the financing settles from the disbursement when it lands.
Founders want speed. Finance wants control
Fkah is being designed to give both, without one paying for the other.
For the founder
Bid the next tender at its real size, instead of cutting your offers to the shape of your cash.
- Run more than one contract at the same time
- Meet delivery dates without waiting to pay your own supplier
For finance
Turn a long but known disbursement cycle into a cash date you can plan against.
- Cost calculated on the contract itself
- A complete document trail for every transaction
The details
The details, without the gloss
How the cost is worked out
Priced per invoice, with no sign-up fee and no monthly fee, and nothing to pay unless you use it. Four things move the price: your customer's strength, the payment term, the invoice size, and your history with us. The full cost is shown before you confirm.
Read how supply chain finance is pricedWhat we are designing to fund
- Approved invoices issued to government entities
- Purchase orders raised through Etimad
- Live supply and service contracts with public bodies
Who this page is for
- A company with a Saudi CR and an Etimad registration
- At least [TODO] months of continuous trading
- Purchase orders and invoices not already financed elsewhere
Waitlist
Register your interest now
Registering commits you to nothing and creates no financing relationship. We reply as soon as real onboarding opens.