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Fkah

Other sectors

Your sector is not on the list. The knot is the same

The six pages before this one are examples, not a closed list. The test is the invoice and the buyer, not the trade: you deliver on terms, the buyer approves, and the gap is identical.

Do you recognise this?

  • You buy materials or pay wages today, and collect in 60 or 90 days
  • Your trade is on nobody's list, so the answer is no before the question
  • The contract runs on, payments lag, and working capital sits in receivables
  • You turn down a new contract because you cannot carry two cycles at once
  • The bank wants property collateral or a personal guarantee for a small facility

Why this sector uses supply chain finance

  • The test is the invoice, not the trade

    What matters is the approved invoice, the strength of the buyer, and a clear due date. What the seller sells is not the first question.

  • An anchor buyer behind every invoice

    This financing rests on the buyer's credit. If your customer is a large corporate or a government body, the base is there.

  • No property collateral

    The financing attaches to the receivable itself, not to property collateral and not to equity dilution.

  • Many sectors, one knot

    Logistics, equipment rental, maintenance contracts, printing, media production, training, medical supplies: all sell on terms and wait.

The steps

Three steps, invoice to cash

  1. Submit the invoice, not a sector

    A ZATCA-cleared e-invoice on an anchor buyer, with the contract or purchase order and proof of delivery.

  2. See the cost before you confirm

    The advance, the fee and the tenor are all shown in full before you agree.

  3. Settlement when the buyer pays

    You receive cash on your company's IBAN, and the financing settles from the buyer's payment when it lands.

Founders want speed. Finance wants control

Fkah is being designed to give both, without one paying for the other.

For the founder

Take the next contract on the strength of your invoice, not on the label sitting in front of your trade name.

  • Take on larger contracts without waiting out a full collection cycle
  • Win a better price from your own supplier by paying early

For finance

Read receivables by buyer and payment term, rather than by the name of an industry.

  • Cost calculated invoice by invoice
  • A complete document trail for every transaction

The details

The details, without the gloss

How the cost is worked out

Priced per invoice, with no sign-up fee and no monthly fee, and nothing to pay unless you use it. Four things move the price: your customer's strength, the payment term, the invoice size, and your history with us. The full cost is shown before you confirm.

Read how supply chain finance is priced

What we are designing to fund

  • Approved invoices on large corporates or government entities
  • Live service or supply contracts with periodic payments
  • Documented purchase orders with proof of delivery

Who this page is for

  • A company with a Saudi CR that sells on credit terms
  • At least [TODO] months of continuous trading
  • Approved invoices not already financed elsewhere

Waitlist

Register your interest now

Registering commits you to nothing and creates no financing relationship. We reply as soon as real onboarding opens.

This is an interest form. Starting an actual application means verifying your company and connecting your invoices, and we will walk you through that after we speak.

Ten digits. It helps us prepare Wathq verification later.

We send updates to this address.

05XXXXXXXX or +9665XXXXXXXX

A rough band is enough.

We use your details for that purpose only. We do not sell them or share them with advertisers. Stop the messages whenever you like: an unsubscribe link is in every message, or write to us. Withdrawing consent does not affect what came before it.

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Questions this sector asks

My sector is not one of the six. Am I eligible?
Eligibility looks at the invoice and the buyer before it looks at the sector. If you hold an approved invoice on a large corporate or a government entity, your case is worth looking at.
What documents do I need?
Your CR number, which auto-fills through Wathq, the authorised signatory's ID, [TODO] months of bank statements or an open-banking connection, and your e-invoices.
Is Fkah licensed?
Not yet. Fkah is a technology company building a supply chain finance platform and intends to apply for the relevant authorisation from the Saudi Central Bank. We will not offer any financing product before then.
All FAQs

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